Q: I want to buy my first home and so am sorting out my finances and budget. Do I need to put down a deposit?

Published Aug 6, 2020

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A: In order to secure the property and get preference over a cash buyer, putting down a deposit is imperative. Not only do you receive preference but putting down a deposit can also lower your monthly bond repayments.

The size of the deposit varies depending on the price of the property you want to purchase, and while a deposit is not always required, try to put down at least 10% of the property price.

– Mike Greeff, chief executive of Greeff Christie’s International Real Estate

*Get a quick and affordable pre-approval:

https://www.iolproperty.co.za/mortgage_application_signup.jsp

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